A prolonged dry spell across parts of England is pushing subsidence claims higher, with insurers turning to satellite ground-movement data to assess the damage faster.
A thin diagonal crack appears above a window. You notice it on a Sunday, decide it is the house settling,
Owning a leasehold flat means navigating a split insurance arrangement that catches many buyers off guard. Here's exactly what you're responsible for insuring, what the freeholder covers, and where the gaps tend to appear.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
A plain-English guide to UK home insurance: what buildings and contents policies actually cover, common exclusions, and how to avoid expensive mistakes.