Paying insurance monthly adds interest through premium finance, now under FCA fair-value scrutiny ahead of summer renewals.
The cheaper inflation headline hides a nastier story for insurers: repair and replacement costs are still climbing, and your renewal quote shows it.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
The combination of 2025's dry autumn and 2026's wet spring has caused the biggest UK clay-soil movement event since 2018. Subsidence claims in May are at a four-year peak, and one in five will be settled below the policyholder's worst-case estimate.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.
UK insurance excesses have crept up to 500-1,000. Excess insurance is the small standalone policy that pays them back. The 2026 guide to when it earns its keep — and the three traps that cancel it.
Most home emergency cover policies are built to refuse claims. Here's the small print, the genuine exclusions and the providers that pay.
A plain-English guide to UK home insurance: what buildings and contents policies actually cover, common exclusions, and how to avoid expensive mistakes.
Why Jewellery Insurance Matters An engagement ring can represent months of savings - the average engagement ring in the UK
What Is Trace and Access Cover? Trace and access is an optional add-on or standard inclusion on some home insurance
Why Two Identical Houses Can Have Different Premiums Home insurance premiums are calculated using a complex set of risk factors.
What Is Accidental Damage Cover? Accidental damage cover on home insurance pays for unexpected damage caused by an accident rather