IPT is a 12% tax baked into every UK insurance premium, invisible on your renewal notice, and it added over £9 billion to the Treasury last year alone.
A prolonged dry spell across parts of England is pushing subsidence claims higher, with insurers turning to satellite ground-movement data to assess the damage faster.
A cracked screen can cost £200 to fix. Before you buy a standalone gadget policy, check your bank account, your contents insurance and your credit card — you might already be covered.
Splitting your insurance into monthly payments quietly adds an APR most people never see quoted. New FCA disclosure rules are finally forcing insurers to show it.
Flood Re quietly caps what flood-risk UK homeowners pay for buildings insurance — but new-builds, leaseholds and most rentals are excluded.
You think you are covered for £35,000 of belongings. You actually own £55,000 worth. The day you claim, your insurer does the maths — and it isn't in your favour.
A thin diagonal crack appears above a window. You notice it on a Sunday, decide it is the house settling,
Paying insurance monthly adds interest through premium finance, now under FCA fair-value scrutiny ahead of summer renewals.
The cheaper inflation headline hides a nastier story for insurers: repair and replacement costs are still climbing, and your renewal quote shows it.
Two and a half years after Storm Babet, UK buildings premiums are still climbing — and most homeowners are letting them. The three renewal moves that actually work this summer.
The combination of 2025's dry autumn and 2026's wet spring has caused the biggest UK clay-soil movement event since 2018. Subsidence claims in May are at a four-year peak, and one in five will be settled below the policyholder's worst-case estimate.
One in five UK home insurance claims is quietly cut at settlement because of underinsurance. The average clause, why the 2026 gap is wider than ever, and the 20-minute fix that protects the payout.